Taking Command Of Your Credit Score

Posted on August 31, 2011 by admin

Two thousand-eight was a rough financial year for many people, and some who were dreaming of homeownership in the prior years may think they’ve lost their chance to buy a home. They may think that homeownership is out of their … Continue reading →

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Homebuyer’s Survival Kit: Tools For Making A Smart Buy

Posted on August 31, 2011 by admin

Buying a home is a major investment. It’s not a decision that any homebuyer should take lightly—and real estate industry professionals know that. That’s why there are so many great tools available on the Web to help real estate buyers … Continue reading →

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How To Qualify For A Lower Mortgage Rate

Posted on August 30, 2011 by admin

Millionaires excluded, if you’re American and you want to own a home, you’re going to need a mortgage; and if you’re going to take on a mortgage payment, you should make sure that your mortgage rate is as low as … Continue reading →

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Mortgages: What Kind of Mortgage Rate You Should Expect

Posted on August 30, 2011 by admin

There are wonderfully tempting mortgage rates advertised daily on TV, over the Internet, in the newspaper and through the radio. But guess what? What you see and / or hear will not necessarily be what you get. Why not? Well, … Continue reading →

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Refinancing To Survive The Recession

Posted on August 26, 2011 by admin

Vogue never wrote about it. However, I still say that refinancing mortgages was a hugely hot fad in early part of the century when the real estate industry was booming. Why? Well, Americans discovered that if they had equity in … Continue reading →

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The Best Bargains On The Housing Market

Posted on August 25, 2011 by admin

What’s the best type of home for someone living on a budget? An affordable home, of course! In today’s economy, the most affordable home are usually foreclosures. That’s because foreclosure homes can be purchased well below market value, which automatically … Continue reading →

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Deciphering Your Mortgage: Good Faith Estimate (GFE)

Posted on August 25, 2011 by admin

You could nearly drown in all of the paperwork that is associated with obtaining a mortgage… but you won’t. You’ll wade through it all and eventually find a mortgage loan offer that’s perfect for you. However, your work isn’t done … Continue reading →

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Home Equity Loan Refinancing Can Be Costly: Is It True?

Posted on August 24, 2011 by admin

Home equity refinancing can help you save your home as it helps you in wounding up the terms and conditions of the home loan you had taken to finance your home. But, you should know that it can actually cost … Continue reading →

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Foreclosure Saves: They Really DO Exist!

Posted on August 22, 2011 by admin

We all know about the troubles that the housing and mortgage industries have experienced over the last year; it’s sprawled over the news almost daily and the perspective of most reports has been glib, at best. Well, buck up! Here’s … Continue reading →

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Legislators Crack Down On Mortgage Brokers and Originators

Posted on August 22, 2011 by admin

“Down with sub-prime mortgages! They’re the bane of mortgages nationwide, scorning unsuspecting homeowners and leaving them with this unstable economy.” That’s a bit overdramatic, I know, but that’s how people felt during and after the financial crisis of 2008. They … Continue reading →

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20 Questions: Interviewing A Mortgage Lender

Posted on August 20, 2011 by admin

Choosing a lender / broker to finance your mortgage is just as important as finding a lawyer to defend you. Therefore, you should put equivalent time and effort into making sure that the mortgage firm you choose is the best … Continue reading →

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Mortgage Pre-qualification: The Forgotten Step of the Mortgage Loan Process

Posted on August 19, 2011 by admin

We live in a fast-paced society; one in which people want what they want now, and they don’t mind skipping over a few steps if it means they can get it faster. That’s especially true when it comes to purchasing … Continue reading →

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New Mortgage Trends on the Horizon?

Posted on August 18, 2011 by admin

It used to be that your credit score and your debt-to-income ratio were the key factors that determined your worthiness for a mortgage loan and the mortgage rate for which you could qualify. That, however, was before the mortgage and … Continue reading →

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Taking Control: An Alternative to Foreclosure

Posted on August 18, 2011 by admin

Traditional selling, short selling, and mortgage loan modification. If you’re struggling with your mortgage and none of those tactics have worked, there is one more option to try rather than allowing a mortgage lender to foreclose on you. That option: … Continue reading →

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Demystifying Mortgage Lock-Ins

Posted on August 18, 2011 by admin

“To lock in a mortgage rate or not?” That is the often the question may mortgage seekers have…but so are when, why and how! That’s a lot of questions. Fortunately, we’ve got answers. What is a mortgage rate lock-in? Just … Continue reading →

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